Personal loan

Borrow online at the lowest interest rate via Postkrediet

  • 431 mensen gingen je voor en geven ons een 9.0
  • Arrange it online from request to payment

  • Personal loan at the lowest interest rate

  • A quotation is free and without any obligation

Calculate your
maximum loan

Vanaf 3.5% Rente
Bruto maand inkomen
Bruto maand inkomen partner
Hypotheek per maand
Thuiswonende kinderen?
€ 20.333,-

Apply for a personal loan

With a personal loan, you know exactly where you stand. By for example the characteristics as a fixed term, fixed interest and a fixed monthly installment. You know in advance how long you have to pay the agreed monthly payment. Personal loans in The Netherlands offer full clarity, so you do not get any unpleasant surprises. We have set out the most favorable interest rates for our personal loans.

How to request a personal loan online

How can I get a personal loan immediately? Requesting a personal loan online takes only up to 2 minutes. To request a free quote, you only have to take a few minor actions. You can apply for a loan completely online at Postkrediet. In two simple steps you can request a loan whenever you want.

Application procedure

Once you have requested a loan you will receive a quote in your mailbox. All information is accessible through our online portal called “Mijn Postkrediet”. It takes up to 2 days for all your uploaded documents to be approved. The amount will then be paid by the bank into your bank account.

The term of the loan in The Netherlands

A personal loan in The Netherlands has a term between 6 months and 120 months. It is important for clients to realize that the term should equal the lifetime of the product you bought with the loan. Under certain conditions. You can extend the term of the loan to up to 15 years.

Characteristics personal loan:

  • You borrow a fixed amount once
  • You borrow at fixed interest rates
  • You pay a fixed monthly installment for interest and repayment
  • Loan with a fixed term
  • Repayment without a penalty is possible
  • It is easier to get with a high credit score

Request a free quote

We will be happy to help applying for a Personal Loan. Thanks to our online application process, you quickly have various bids from the banks with which we work. You simply choose the best and most advantageous loan. Our interest rates are currently at historic lows. Requesting a quote at Postkrediet is completely free of obligation. Do you have any questions or do you want to apply for a personal loan immediately? We are happy to help.

Apply for a personal loan

Maar hoe werkt het eigenlijk?

1. Online aanvragen Stel online jouw ideale lening samen en vraag een gratis offerte aan.

2. Vergelijk leningen Bekijk in de persoonlijke "mijn omgeving" de mogelijkheden en kies de beste lening

3. Digitaal aanleveren In de "mijn omgeving" kun je de benodigde stukken uploaden/aanleveren

4. Uitbetaling Binnen een paar dagen ontvang je het geld op je rekening

Meer over onze werkwijze
Persoonlijke
lening vanaf
3,5% rente!
Kredietbedrag€ 50.000,- Maandtermijn€ 671,-
Variabele debetrente3,5% Jaarlijks kostenpercentage3,5%
Theoretische looptijd84 maanden Totaalprijs van het krediet€ 56.342,-
Deze berekening is een richtlijn en u kunt hieraan geen rechten ontlenen. We gaan hierbij uit van de laagste rente die we u kunnen aanbieden. De exacte rente hangt af van uw persoonlijke omstandigheden en kan variëren. De minimale looptijd is 6 maanden en de maximale looptijd is 120 maanden. De minimale rente is 3,5% en de maximale wettelijke rente is 14% per jaar.