With a personal loan, you know exactly where you stand. By for example the characteristics as a fixed term, fixed interest and a fixed monthly installment. You know in advance how long you have to pay the agreed monthly payment. Personal loans in The Netherlands offer full clarity, so you do not get any unpleasant surprises. We have set out the most favorable interest rates for our personal loans.
How to request a personal loan online
Loan Netherlands: How can I get a personal loan immediately? Requesting a personal loan online takes only up to 2 minutes. To request a free quote, you only have to take a few minor actions. You can apply for a loan completely online at Postkrediet. In two simple steps you can request a loan whenever you want.
Application procedure
Once you have requested a loan you will receive a quote in your mailbox. All information is accessible through our online portal called “Mijn Postkrediet”. It takes up to 2 days for all your uploaded documents to be approved. The amount will then be paid by the bank into your bank account.
The term of the loan in The Netherlands
A personal loan in The Netherlands has a term between 6 months and 120 months. It is important for clients to realize that the term should equal the lifetime of the product you bought with the loan. Under certain conditions. You can extend the term of the loan to up to 15 years.
Characteristics personal loan:
- You borrow a fixed amount once
- You borrow at fixed interest rates
- You pay a fixed monthly installment for interest and repayment
- Loan with a fixed term
- Repayment without a penalty is possible
- It is easier to get with a high credit score
What is a private loan Netherlands?
Private loans are made by private organizations like banks, credit unions, and have terms and conditions that are set by the lender. As such a loan at Postkrediet can be considered a private loan. We distinguish private loans between a personal loan and a revolving credit. We as the lender determine the contractual agreements and interest rates. Please contact us if you would like to receive more info on private loans in The Netherlands.
Fast credit Netherlands? Fast loan in Netherland? Is that something you want? At Postkrediet we try to be as thoroughly as possible so we can guarantee you a trustworthy loan. Therefore our process takes a couple of days. If that is fast enough for you please request a free quote for a loan.
Request a free quote
Online loan Netherlands? We will be happy to help applying for a Personal Loan. Thanks to our online application process, you quickly have various bids from the banks with which we work. It can all go very quickly here at Postkrediet. You simply choose the best and most advantageous loan. Our interest rates are currently at historic lows. Requesting a quote at Postkrediet is completely free of obligation. Do you have any questions or do you want to apply for a personal loan quickly? We are happy to help.