Why apply for a personal loan? With a personal loan, you know exactly where you stand by characteristics as a fixed term, fixed interest and a fixed monthly installment. Personal loans in The Netherlands offer full clarity, so you do not get any unpleasant surprises. You know in advance the term you will pay the agreed monthly payment. We have set out our most favorable interest rates for our personal loans for you. Please find all the information below.
How to request a personal loan online?
Loan Netherlands: How can I get a personal loan immediately? Requesting a personal loan online takes only up to 2 minutes. You can apply for a loan completely online at Postkrediet. To request a free quote, you only have to take a few minor actions. In two simple steps you can request a loan whenever you want.
Once you have requested a loan you will receive a quote in your mailbox. All information is accessible through our online portal called “Mijn Postkrediet”. It takes up to 2 days for all your uploaded documents to be approved. The amount will then be paid by the bank into your bank account.
The term of the loan in The Netherlands
A personal loan in The Netherlands has a term between 6 months and 120 months. It is important for clients to realize that the term should equal the lifetime of the product you bought with the loan. That is not mandatory of course but it makes your life easier. You do not want to pay any outstanding amounts on your loan while the product’s lifetime is already over.
Is it possible to extend the loan? Under certain conditions you can extend the term of the loan to up to 15 years (180 months). This is in case you want to use the loan to repay your mortgage debt or pay for home improvement. For more information please contact our staff.
Features personal loan:
- Borrowing a fixed amount in one single payment.
- You do not need a current account with Postkrediet. We only offer loans.
- You borrow at fixed interest rates.
- All information is accessible through “Mijn Postkrediet”.
- You pay a fixed monthly installment for interest and repayment.
- Loan with a fixed term.
- Repayment of the loan without a penalty is possible.
- With personal loans it is easier to get with a high credit score.
- Apply for a personal financing loan of 10.000 or more.
What does a private loan in the Netherlands mean?
Private loans in The Netherlands are made by private organizations like banks, credit unions, and have terms and conditions that are set by the lender. As such a loan at Postkrediet can be considered a private loan. We distinguish private loans between a personal loan and a revolving credit. We as the lender determine the contractual agreements and interest rates. Please contact us if you would like to receive more info on private loans in The Netherlands.
Fast credit Netherlands? Fast loan in Netherland? Is that a solution you would like? At Postkrediet we try to be as thoroughly as possible so we can guarantee you a trustworthy loan. Therefore our process takes a couple of days. If that is fast enough for you please request a free quote for a loan.
Request a free quote?
Online loan Netherlands. Our staff will be happy to help applying for a Personal Loan. Thanks to our online application process, you quickly receive various bids from banks with which we work. It can all go very quickly here at Postkrediet. You simply choose the best and most advantageous loan. Our interest rates are currently at a very low rate. Requesting a quote at Postkrediet is completely free from obligation. Do you have any questions or do you want to apply for a personal loan quickly? We are happy to help.